What’s Next for the US Housing
WE ARE NOW IN Q2 of 2026 with the real estate market, and the pattern of a moderate listing inventory continues over much of Lake Country. Let the professionals at Property Dynamics make your real estate needs become a reality. The time is right to sell or buy your dream property!
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What’s next for the US housing market – Today’s Insight for tomorrow’s future.
Lake Country luxury real estate, Okauchee Lake homes for sale, Wisconsin waterfront lifestyle, Industrial property Oconomowoc, Lake Country lifestyle expert, ADTV Host
Date: April 23, 2026
Wisconsin Housing Report — March 2026 Source: Wisconsin REALTORS® Association
March 2026 at a Glance: Existing home sales increased 7% relative to March 2025, and median prices rose 6.5% to $330,000 over that same period. The strong sales growth put first quarter sales in positive territory when compared to the first quarter of 2025. Year-to-date sales rose 2.1% over the first quarter of 2025, and the median price increased to $320,000, which is an increase of 6.7% compared to the first three months of 2025.
Quarterly sales rose in most regions with the Central, South Central, Southeast and West regions up between 2.1% and 3.6% relative to the first quarter of 2025. The Northeast saw an increase of just 0.7% in quarterly sales, and the North region fell 3.8% over that period. On a year-to-date basis, regional prices saw annual appreciation rates of between 4.8% and 7.6% in all six regions of the state.
Even though the average monthly 30-year fixed mortgage rate rose slightly compared to February, the March rate was still nearly a half percent below its level of a year ago. The 30-year fixed mortgage rate fell 47 basis points to 6.18% over the last 12 months.
Inventories remained tight, with months of available supply dropping 2.9% over the last year to just 3.3 months. This remains well below the six-month benchmark that indicates a balanced existing home market. Total listings were essentially flat, rising just 0.3% over the last year.
Affordability was virtually unchanged, falling just 0.1% since March 2025. The Wisconsin Housing Affordability index measures the percentage of the median-priced home that a potential buyer with median family income qualifies to purchase, assuming 20% down and the remaining balance financed with a 30-year fixed mortgage at current rates. The index was 132 in March, down from a value of 133 a year earlier.